Mr. Abassi, who works with the UN Stabilization Mission in Haiti (MINUSTAH), was trailing police officers who fired shots into the air to disperse a crowd looting a store yesterday. As he passed the rubble of the Haitian public telecommunications building, he was alerted to the possibility of a survivor trapped in the debris.Scrambling to the top of the mountain of rubble, he heard a voice and saw the hand of Pierre-Louis Ronny, 43, a telecom worker, which was stuck between two concrete blocks.Mr. Ronny said that he was hungry and thirsty, and as the photographer gave him water, he flagged down two trucks carrying Russian search-and-rescue teams on the street.The telecom worker, who was working on the second floor of the building when the 7.0 magnitude tremor struck Port-au-Prince last Tuesday, was pulled from the rubble and given first aid by a Russian doctor.Mr. Abassi lamented that the rescued man’s hand will likely be amputated, but expressed satisfaction that Mr. Ronny was able to call his wife to let her know he was alive before being transported to a hospital for care. 20 January 2010Little did Logan Abassi, a United Nations photographer, imagine that he would help to save a life when he hit the streets of the Haitian capital to capture images of looters one week after the catastrophic earthquake struck the impoverished Caribbean country.
The top United Nations weapons inspector for Iraq warned today against jumping to the conclusion that weapons of mass destruction existed just because they were unaccounted for, but cautioned also against concluding that such programmes had ended in cases where the previous regime had not accounted for them. “I trust that in the new environment in Iraq, in which there is full access and cooperation, and in which knowledgeable witnesses should no longer be inhibited to reveal what they know, it should be possible to establish the truth we all want to know,” Hans Blix, Executive Chairman of the UN Monitoring, Verification and Inspection Commission (UNMOVIC), told the Security Council in an open briefing. Presenting UNMOVIC’s thirteenth quarterly report, Mr. Blix stressed that the Commission, which worked in Iraq from November up to the eve of hostilities on 19 March, had found no evidence of the continuation or resumption of programmes of weapons of mass destruction or significant quantities of proscribed items, such as biological or chemical ingredients. “As I have noted before, this does not necessarily mean that such items could not exist,” he said. “They might – there remain long lists of items unaccounted for – but it is not justified to jump to the conclusion that something exists just because it is unaccounted for.” On the other hand, noting that the long list of proscribed items unaccounted for had not been shortened by inspections or Iraqi explanations, Mr. Blix said it was the Iraqis’ task to present unaccounted items if they existed, or provide the evidence that they did not. “If – for whatever reason – this is not done, the international community cannot have confidence that past programmes or any remaining parts of them have been terminated,” he added. On the issue of mobile laboratories for banned weapons, which forces from the United States say they have now found, Mr. Blix said neither the information the Iraqis had presented nor the pictures they had provided matched descriptions recently made available to the Commission as well as to the media by the United States. “At UNMOVIC we cannot, of course, make a proper evaluation of the depicted vehicles on the basis of published material alone,” he added. Mr. Blix, who retires from his post this month, said UNMOVIC remained ready to resume work in Iraq as an independent verifier or to conduct long-term monitoring, should the Council so decide. The United States has said it sees no immediate role for UN inspectors. “The core expertise and experience available within UNMOVIC remain a valuable asset, which the Security Council could use where the services of an independent body would be required for verification or monitoring,” he noted. “This might be of particular value in the field of biological weapons and missiles for which there exists no international verification organization.” After the meeting, the President of the 15-nation body, Ambassador Sergey Lavrov of the Russian Federation, said members paid tribute to Mr. Blix for his leadership and dedication in guiding the work of UNMOVIC in pursuit of the disarmament of Iraq. Council members “expressed their sincere gratitude to Dr. Hans Blix for his service, and appreciation for the efforts undertaken by him and his team to implement the mandate of UNMOVIC in accordance with the Security Council’s resolutions,” he said in a press statement. Video of Hans Blix briefing the Council read more
Oil reach 5-week high above US$94 a barrel after Cyprus financial bailout NEW YORK, N.Y. – The price of oil rose to a five-week high Monday after Europe patched up the latest problem in its financial crisis.Benchmark West Texas Intermediate crude for May delivery rose $1.10 to finish at US$94.81 a barrel on the New York Mercantile Exchange. That’s the highest New York closing since Feb. 20.Brent crude, used to price many kinds of oil imported by U.S. refineries, rose 51 cents to US$108.17 a barrel on the ICE Futures exchange in London.Cyprus secured rescue loans of 10 billion euros (US$13 billion) early Monday, just hours before a deadline set by the European Central Bank.The bank had threatened to halt emergency assistance to the country’s banks if no agreement had been reached by Tuesday. A financial collapse in Cyprus would have threatened the euro currency bloc.In other energy futures trading on the Nymex, wholesale gasoline was flat at US$3.06 a U.S. gallon (3.79 litres), heating oil fell one cent to US$2.88 a gallon and natural gas lost six cents to US$3.87 per 1,000 cubic feet.(TSX:ECA), (TSX:IMO), (TSX:SU), (TSX:HSE), (NYSE:BP), (NYSE:COP), (NYSE:XOM), (NYSE:CVX), (TSX:CNQ), (TSX:TLM), (TSX:COS.UN), (TSX:CVE) AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email by The Associated Press Posted Mar 25, 2013 3:55 pm MDT read more
U.S. pipeline project pushes Enbridge Energy Partners to US$406-million loss by The Canadian Press Posted Oct 31, 2016 6:01 am MDT Last Updated Oct 31, 2016 at 10:40 am MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email HOUSTON – Enbridge Energy Partners said it lost US$406 million in its third quarter, primarily due to the indefinite deferral of the proposed Sandpiper pipeline in the U.S. Midwest.The limited partnership managed by Calgary-based Enbridge Inc. (TSX:ENB) announced in September that it would shelve the long-delayed $2.6-billion Sandpiper pipeline because of a drop in expected crude oil production in North Dakota.The decision followed Enbridge’s formation of a joint venture to buy a stake in the Bakken pipeline system that would transport oil from North Dakota across the Midwest to Texas.EEP’s US$1.5-billion deal to buy a 27.6 per cent stake in the system has yet to close, though it was originally expected to be finalized by the end of September.The Bakken pipeline system includes the Dakota Access pipeline that continues to be subject to high-profile protests from the Standing Rock Sioux Tribe and other First Nations.Protesters have pulled in US$3 million for legal costs to challenge the pipeline as well as for food and other supplies to continue the protest into the winter.Enbridge Energy Partners declined to say on an analyst conference call Monday what conditions were holding up the closing of the Bakken deal.After adjustments that excluded the charge related to Sandpiper and other items, EEP’s net income was US$89.3 million or nine cents per share in the quarter ending Sept. 30, down from US$137.4 million or 23 cents per share in the third quarter of 2015.EEP’s revenue was US$1.12 billion, down from US$1.127 billion a year earlier. read more
LONDON – Britain’s government must get parliamentary approval before starting the process of leaving the European Union, the Supreme Court ruled Tuesday, potentially delaying Prime Minister Theresa May’s plans to trigger negotiations by the end of March.The 8-3 ruling forces the government to put a bill before Parliament, giving pro-EU politicians a chance to soften the terms of Brexit — Britain’s exit from the EU. “Leave” campaigners had objected, saying Parliament shouldn’t have the power to overrule the electorate, which voted to leave the bloc in a June 23 referendum.The Supreme Court’s decision doesn’t mean that Britain will remain in the EU. But it could delay the process — though May’s Downing Street office said its timetable remained on track.May had said she would use centuries-old powers known as royal prerogative to invoke Article 50 of the EU treaty and launch two years of exit talks. The powers — traditionally held by the monarch —permit decisions about treaties and other issues to be made without a vote of Parliament.“The referendum is of great political significance, but the act of Parliament which established it did not say what should happen as a result, so any change in the law to give effect to the referendum must be made in the only way permitted by the U.K. Constitution, namely by an act of Parliament,” the president of the Supreme Court David Neuberger said in reading the judgment.“To proceed otherwise would be a breach of settled constitutional principles stretching back many centuries,” he said.The case was considered the most important constitutional issue in a generation, clarifying who ultimately wields power in Britain’s system of government: the prime minister and her Cabinet, or Parliament.Financial entrepreneur Gina Miller sued to force the government to seek Parliamentary approval before invoking Article 50. Leaving the EU will change the fundamental rights of citizens and this can’t be done without a vote of lawmakers, she argued.May had argued the referendum gave her a mandate to take Britain out of the 28-nation bloc and that discussing the details of her strategy with Parliament would weaken the government’s negotiating position.Significantly, the court also ruled that parts of the United Kingdom — Scotland, Wales and Northern Ireland — do not need to be consulted. Had the court ruled that the “devolved” Parliaments needed a say, a significant delay to the process would have been likely as lawmakers from the regions piled in with concerns.The government moved quickly to say it would offer its plans in detail to the House of Commons on Tuesday afternoon. Legal experts suggest that May will try to keep the scope of the legislation narrow — focusing solely on triggering Article 50 — in order to limit the chance for amendments that could delay a vote.But opposition became evident immediately. Opposition Labour leader Jeremy Corbyn said the party would seek to amend the legislation to make sure the government is “accountable.” The Scottish National Party, the third largest party in the House of Commons, promised to offer 50 amendments.“Today’s result comes as a surprise to no one. Unfortunately for businesses and other institutions, Brexit still means uncertainty,” said Phillip Souta, head of U.K. public policy at law firm Clifford Chance. “Parliament remains divided and the outcome of the negotiations remain unknown.”The bill could also be subject to delay in the unelected House of Lords.“Defeat in the House of Lords would not stop Brexit from happening, but it could delay it until mid-2020,” Souta said.Miller, an online investment manager, had argued the case wasn’t about blocking Brexit. Instead, she said, it was about “democracy” and the “dangerous precedent” that a government can overrule Parliament.For Miller, who brought the case with hairdresser Deir Dos Santos, the Supreme Court judges brought vindication after months of threats to her security that followed her involvement in the case.“No prime minister, no government can expect to be unanswerable or unchallenged,” she said. “Parliament alone is sovereign.”The case revolved around an argument that dates back almost 400 years to the English Civil War as to whether power ultimately rests in the executive or Parliament.Underscoring the importance of the case, May put Attorney General Jeremy Wright in charge of the legal team fighting the suit. Wright had argued the suit is an attempt to put a legal obstacle in the way of enacting the referendum result.The decision is a bad defeat for the government and means that the government “still does not have control of the Brexit timetable,” said David Allen Green, lawyer at London legal firm Preiskel & Co.“The appeal decision is, however, a victory for the doctrine of parliamentary sovereignty and a vindication of an independent judiciary,” Green said. “The Supreme Court has told the government to get back into its box: A proper process has to be followed.” UK government loses Brexit case, must consult Parliament by Danica Kirka, The Associated Press Posted Jan 24, 2017 3:49 am MDT Last Updated Jan 24, 2017 at 6:47 am MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email read more
We have been reporting on Hulu’s trial of a new paid subscription called Hulu Plus. Hulu Plus differs from the free version of Hulu in that paid subscribers will have access to all the episodes from a television show’s season rather than only a handful offered with the free version. Hulu Plus had only been available by invitation, but that has now changed.The service has now been made available without an invitation. Hulu says the reason for this is so the company can continue to scale its infrastructure to a larger customer base. In addition to opening Hulu Plus for more subscribers, Hulu also announced the expansion of the number of devices supported by the service. Hulu Plus is now available on Sony BRAVIA 2010 televisions with more BRAVIA devices slated to support the service in the future. Also, PS3 owners with a PlayStation Network account will now be able to download and subscribe to Hulu Plus.AdChoices广告Read more at Hulu read more
Intoxication alimentaire : la toxine botulique entraîne un décès en CorseCorse – Mercredi dernier, un jeune homme appelait les pompiers car sa compagne et lui ressentaient vertiges et malaises. Au cours de leur transfert vers l’hôpital de Bastia, la jeune femme âgée de 18 ans décède, alors que ses parents, victimes des mêmes symptômes sont héliportés jusqu’au centre hospitalier. Il s’avère que la famille a participé à un dîner dont les aliments mal stérilisés et issus d’une conserve familiale ont laissé se développer la toxine botulique.Cette toxine, également utilisée en chirurgie esthétique faciale, provoque une paralysie musculaire. Elle a, dans le cas présent, entraîné la mort en bloquant les muscles respiratoires. Les parents de la victime ne sont plus hospitalisés mais restent sous surveillance médicale afin de procéder à des examens complémentaires. Les trois autres personnes qui ont participé à ce dîner, n’ayant présenté aucun symptôme, n’ont pas été hospitalisées. Ce type de drame reste assez exceptionnel en France, où seulement 20 cas par an sont habituellement détectés.Le 24 septembre 2010 à 16:30 • Emmanuel Perrin read more
Manchester City can secure their Premier League title in the upcoming game against their biggest rivals, Manchester United – and John Stones admitted that it would be special to win this game.It would be a huge satisfaction for the Citizens to win the title in the direct game against their biggest opponent and in the battle between Pep Guardiola and José Mourinho – and John Stones is aware of this fact.The former Everton centre-back spoke about the upcoming game as he said, according to Goal:“It would mean a lot.”Report: City are stunned by Norwich George Patchias – September 14, 2019 Manchester City was stunned by Norwich City in todays Premier League clash.Much has been made in recent days of the potential impact of Aymeric…“If it was the other way round, I am sure they would say the same. You do not want it to happen, it is the bragging rights of the city, and I knew that from derbies I had played in Liverpool.”“It is the game you do not want to lose and we are not treating it any differently or overlooking things too much. We know the job that is in front of us, it is a massive game and a massive derby and we have to win.”“For the city, for our fans, for everyone, I am sure it will mean a lot more beating United to [win] the title, it is that extra bonus for people to say.” read more
Malkajgiri: With the rise of dengue and malaria cases in the city. The highest incidence of both viral fevers has been reported from Malkajgiri area. The Malkajgiri government hospital is witnessing around 500 outpatients every day coming with suspected viral fever cases out of which 100 cases are clinically proved with the vector-borne disease. The facility is facing a shortage of beds to admit patients coming with viral fever. The doctors have to send back patients with mild and average fever home so that they can admit new patients in their place. Also Read – JIH organises Eid Milap for sanitary workers Advertise With Us Speaking to The Hans India a senior official at Malkajgiri Government Hospital said, “We are facing a shortage of beds in the inpatient ward past 20 days as all beds is filled. We are asking mildly infected inpatients to return home and come back the next day so we could admit some new cases.” He further added, “The work has also been hectic. As there is staff shortage, it is taking more time to attend all the cases. Even if we could not admit them we are making sure they get temporary treatment and go back.” The hospital staff has requested the authorities to upgrade the 50 bedded hospitals and make a 150 bedded facility. The staff shares that for the same a GO has to be issued which will be done soon in the next few days. read more
Florian MartinA sign at the Acres Homes Multi-Service Center points voters to the voting booths.Early voting ended last Friday, and nearly 4.5 million Texans in the state’s 15 largest counties cast early ballots in person or through the mail. That’s more than 46 percent of registered voters. The Secretary of State says that exceeds the previous record set before the 2008 election. In Harris County, there were 882,580 early in-person voters, and 94,699 mail ballots have been returned. That’s over 977,000 early voters.Houston Public Media’s Coverage of Election 2016 They’ve also broken records in Galveston County. About 49 percent of the registered voters there have cast ballots. “Well, if you look at the results from the November 2012 election, which was a record for us, we had 111,766 people vote. We’re now, as I said, over 102,000, so we’re going to break that record,” says Chief Deputy Clerk for Elections Bill Sargent. In Montgomery County, a total of 156,816 voters cast early ballots, with another 11,554 mail-in ballots. Rice University Political Science Professor Bob Stein says heavy early voting can be attributed partially to anticipation of long lines on Election Day. “I think the other reason, also, is we’re seeing a big, big jump in Hispanic voting. And I suspect here what you have are a lot of voters who have been attentive to the campaign, have made their minds up well in advance of Election Day, and they see no reason not to vote for fear that they might be unable to vote on Election Day for any number of reasons — busy schedules, children, it might rain,” he says. Stein says knowing that there are going to be more voters this election made people realize that early voting is more convenient.“I think what voters do is they look at what they have to do on Election Day and they look at whether or not they are able to vote on Election Day closest to their home. Voters make a trade-off between the time they wait in line and the convenience of voting near their home,” he says. Texas set a record for statewide registered voters at more than 15.1 million this election cycle, or nearly 80 percent of the state’s estimated voting age population. X Listen Share To embed this piece of audio in your site, please use this code: 00:00 /02:02 read more
Share UPDATE 1:06 P.M.: Doctors say former President George H. W. Bush remains intubated on Thursday after a procedure to clear his airways. He’s being treated for pneumonia in the intensive care unit at Houston’s Methodist Hospital. Doctors are evaluating him before removing the breathing tube.Bush family spokesman Jim McGrath says former First Lady Barbara Bush, who was also hospitalized, is feeling “1,000 percent better” after antibiotics and some rest. Mrs. Bush was diagnosed with bronchitis.PREVIOUSLY: Former President George H.W. Bush is being treated for pneumonia. Bush was admitted to Houston Methodist Hospital on Saturday, after suffering shortness of breath.His spokesman, Jim McGrath, now says Bush has an acute respiratory problem stemming from pneumonia. Doctors performed a procedure to protect and clear his airway that required sedation. McGrath said President Bush is stable and resting comfortably in ICU, where he will remain for observation. Doctors are happy with how the procedure went, according to McGrath.Mrs. Bush was hospitalized as a precaution after experiencing fatigue and a cough. She had been feeling unwell for a couple of weeks.Bush had previously confirmed he would not attend Donald Trump’s inauguration. McGrath cited his age and health as the reasons. At 92, Bush is the oldest living former president. The Bushes celebrated their 72nd anniversary on January 6. read more
Known for having picturesque villages that cling to lakefront mountain cliffs, Switzerland’s countryside is gorgeous. Despite its beautiful and serene outlook, a majority of its residents are unable to resist the city and have since migrated there. This mass migration has put some of Switzerland’s rural towns and villages on the brink of extinction. This seemed like the fate of Corippo, Switzerland’s smallest mountain village until an unexpected intervention reports News.com.au. Corippo, a village at an altitude of 600 meters (1,968 feet) above sea level, located in the Italian-speaking canton of Ticino in Switzerland had a thriving community in its small piazzas along with a little church.The villages of San Bartolomeo and Corippo, Verzasca Valley in the Swiss AlpsAccording to Swissinfo, this small village has its own coat of arms, a church, and a restaurant. At its peak, Corippo boasted 294 households. Now, this tiny mountain hamlet is staring extinction in the face as there are currently just 12 permanent residents inhabiting the village.AdChoices广告inRead invented by TeadsThe New York Times in August 2017 reported that Corippo had a community of 300 people as recently as the 1990s, but that three of its 12 remaining residents don’t plan to stay much longer. An interesting fact to note is that of the 12 inhabitants of this small village, just one is below the age of 65, the New York Times pointed out.Granite stone house in the Italian part of Switzerland (Corippo/Ticino)The BBC reported last year that the last employed resident in the small village, its mayor Claudio Scettrini (aged 54) resigned from his post, along with two women (aged 67 and 82) with lack of motivation cited as the reason for their decision.Now here’s the catch. A local foundation known as Foundazione Corippo 1975 thinks that this picturesque 19th century village should be saved from extinction and are making efforts to raise $6.5 million to transform it into a hotel. The “Corippo 75” foundation — formed by national authorities, the Ticino region and the village itself — sees the village’s beautiful stone buildings, narrow alleys and grand views as a center of tourist attraction.The rural village of Corippo in Verzasca Valley, SwitzerlandThey plan to use the money generated to open 30 of the village’s 70 buildings to paying guests. They hope that the number of visitors would outnumber the permanent residents in this mountain hamlet if their plan is successfully implemented.With a successful trial of their proposed model having been carried out in Italy, the proposed hotel — which will be named Albergo Corippo — would change the village’s restaurant (Osteria) into a reception area with hotel rooms made out of the cottages. Several homes have already been acquired by the foundation who plan to name these homes after families who lived in them for centuries.Related Video: Drone captures amazing abandoned mountain top villageCNN reports that Osteria will be expanded to also serve as the hotel’s dining room, the public squares will be converted into community spaces, while the mill and bakery will undergo renovations. The plan to make Corippo a tourist destination is much more than a running a potentially profitable venture: It is a last-ditch effort to ensure the town’s survival.Corippo, Valle Verzasca, Switzerland. Photo by Paebi CC BY-SA 3.0Converting a whole village into a hotel isn’t a new thing. While Allegro diffuses are a lucrative business in Italy, Corippo would be the first such trial in Switzerland.Changes have already been made, as the first two-bedroom property was opened to guests in the summer of 2018. It is hoped that the hotel will be opened in 2020 according to the foundation, with a total overhaul of the village’s town square and restaurant to take place in stages.Street in the Village of Corippo, TicinoOf the $6.5 million expected to complete this project, the BBC reports that $2.7 million has already been generated through public funding and loans.Read another story from us: The World’s Oldest Housing Complex Where Rent Hasn’t Gone Up For 500 YearsBut before the village opens up for business by 2020 as the foundation expects, the single Casa Arcotti cottage can be rented by visitors at approximately $135 per night. read more
Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. November 23, 2015 Millions of workdays likely just ground to a screeching halt as Slack, the business messaging platform, tweeted that it was having “sporadic connectivity issues” this afternoon.“We’re investigating, and working as hard as we can to resolve them,” the company said.This was followed by a deluge of responses from the team’s customer service representatives on Twitter — complete with prayer hand and tool emojis — to illustrate that the IT team had all hands on deck repairing a troubled web host.The Slack outage follows recent panic-inducing hiccups at Facebook and Google Docs. Related: Stop the Presses and Start Your Weekend Right Now: Google Docs Has Gone Dark Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals Register Now » 1 min read read more
News | September 28, 2009 AHRQ Offering $100M for Comparative Effectiveness September 28, 2009 – The Agency for Healthcare Research and Quality plans to provide $100 million in stimulus funding in the coming fiscal year to support studies of the effectiveness of treatments and diagnostics, including personalized healthcare approaches, such as pharmacogenetics, clinical diagnostics, and bio-imaging studies.These research programs may last up to three years and may receive up to $10 million in total costs, with up to $4 million in costs per year. AHRQ plans to conduct a review of these studies after the first year to evaluate if it will continue funding the programs.The projects could entail a range of approaches, including prospective studies that explore the outcomes of pharmacogenetic testing in guiding selection of therapeutic interventions, evaluation of new imaging technologies to diagnose or monitor treatments, and prospective and longitudinal cohort studies of effectiveness and comparative effectiveness of diagnostics, devices, and drugs.The American Recovery and Reinvestment Act of 2009 provided $1.1 billion for comparative effectiveness, including $300 million to the Agency for Healthcare Research and Quality; $400 million for the National Institutes of Health; and $400 million for the Office of the Secretary of Health and Human Services.A report this past summer by the Federal Coordinating Council for Comparative Effectiveness Research, which was created by the ARRA, proposed that comparative effectiveness should “complement the trend in medicine to develop personalized medicine,” and should use the ability to investigate drug and dosage effects at the sub-group level in ways that are difficult in randomized trials.”This essential patient centered research will help give patients and doctors more information so they can make the best decisions,” HHS Secretary Kathleen Sebelius said in a statement accompanying the report.A recent report from the Institute of Medicine listed priority areas for CER studies. The list included studies that compare the effectiveness of patient decision support tools on informing diagnostic and treatment decisions; adding information about new biomarkers (including genetic information) with standard care in motivating behavior change and improving clinical outcomes; diagnostic imaging performed by non-radiologists and radiologists; and alternative clinical management strategies for hepatitis C, including alternative duration of therapy for patients based on viral genomic profile and patient risk factors.For more information: http://grants.nih.gov/grants/guide/rfa-files/RFA-HS-10-003.html FacebookTwitterLinkedInPrint分享 read more
How Will GSE Reforms Affect Borrowers? Share August 28, 2018 860 Views According to the Congressional Budget Office’s (CBO) August 2018 update report titled “Transitioning to Alternative Structures for Housing Finance,” mortgage interest rates are likely to go up, given the market structure analyzed by the CBO. New structures aimed at the secondary market, primarily Fannie Mae and Freddie Mac, may lead to small increases in interest rates, but not impact home prices.CBO also notes that even if restructuring the secondary market and the GSEs were to result in higher interest rates, the rise would still likely be smaller than typical yearly fluctuations in rates. The goal of restructuring would be to become more reliant on private capital than the secondary market, which is currently mostly controlled by the GSEs. Rising rates would be caused by smaller federal subsidies and firms charging market prices for rates due to risk. Rising rates would inevitably result in rising home prices as well, but as previously mentioned, the rate rising level may not be enough to make a difference.According to CBO, mortgage interest rates would only rise modestly for two reasons. First, the current guarantee fees from Fannie Mae and Freddie Mac are not far off from the fees from private guarantors. Second, the impact of unlimited federal guarantees, instead of the current $254 billion limit in federal guarantee losses, could positively impact the liquidity of the secondary market, reducing rates instead of raising them.The increased mortgage rates would slow the rate of home value increases, according to the CBO. Additionally, restructuring may impact the availability of 30-year fixed rate mortgages, depending mainly on the “robustness” of the securitization market. However, the relatively high liquidity of the market from the unlimited federal guarantees would likely mean 30-year fixed rate mortgages would still be widely available, with or without government backing.With a more privatized secondary market, with the government acting as a last resort and not a primary investor, could also result in a lower number of investments in housing. The CBO notes that overinvestment was one of the primary causes of the foreclosure crisis, and shifting capital from housing to other pursuits may strengthen the economy.Find the full report here. CBO Fannie Mae Freddie Mac GSEs interest Mortgage Rates Secondary Market 2018-08-28 Seth Welborn in Daily Dose, Government, News, Secondary Market read more
in Daily Dose, Featured, News, Origination Adjustable Mortgage Rates Adjustable-Rate Mortgage Archana Pradhan CoreLogic Fixed-Rate Mortgages HOUSING 2018-11-14 Donna Joseph Adjustable-rate mortgages (ARMs) may have been a defining trait of the housing market crash. However, the average mortgage rates on 5/1 adjustable-rate mortgages (ARMs) as well as the 30-year fixed-rate mortgages (FRMs) rose by about 70 basis points from August 2017 to August 2018, according to an analysis by CoreLogic. “ARMs were popular prior to the housing bubble burst and its share of the dollar volume of conventional loan originations dropped to a staggering 4 percent in early-2009 from more than 50 percent during mid-2005,” Archana Pradhan, Senior Professional Economist at CoreLogic wrote on its blog. Though the rates of ARMs have fluctuated from 8-18 percent, increasing and decreasing in tune to the rise and decline of FRMs, the overall ARM share remained stable from last year despite the rise in the mortgage interest rate, the report indicated. The analysis also found that ARMs accounted for 15 percent of the dollar volume of conventional single-family mortgage originations as of August 2018. It is worth noting that the national share of ARMs had considerable variations across locations and loan sizes. The report found that ARMs are common in expensive areas and among homebuyers borrowing large-balance mortgage loans than for those with smaller loans. The rate on 30-year FRMs surged to 4.55 in August 2018 from 3.88 in August 2017. Similarly, the rate on 5/1 ARMs rose to 3.87 in August 2018 from 3.15 in August 2017. Buyers perceive ARMs to be a more feasible option on account of its lower initial interest rate, especially for bigger loans compared to FRMs, resulting in bigger monthly savings. Pradhan noted the strong relationship between the average sale price and the ARM share, wherein it is higher for metros with a higher average sale price. San Jose metro had the highest average sale price and the largest share of ARMs out of all conventional mortgage originations in 2018. Metro areas used in the CoreLogic analysis are Core Based Statistical Areas. At a stable rate since 2017, ARMs comprised 51 percent of the dollar volume among mortgages of more than $1 million originated during August 2018. The ARM share dropped by 1 percentage point from August 2017 and is currently at 21 percent among mortgages in the $400,001-$1 million range, and remains unchanged from last year among mortgages in the $200,001-$400,000 range at 7 percent in August 2018. The report reflects on the correlation between the demand for ARMs and FRM rates and the difference in their initial interest rates. For homeowners, relatively low FRM rates continue to be a great option despite the rate having increased a year ago. The analysis also cites higher default rates on ARMs during the crash, rigid underwriting requirement of lenders in recent years, lengthening periods of expected ownership as the possible reasons for the decrease in ARMs volume. Share November 14, 2018 587 Views A Resurgence of ARMs read more
"The plane did not apply for maintenance procedures while on the ground of the airport, including Canadian Prime Minister Justin Trudeau and Mexican President Enrique Pe? I have to take a lead. including Trump, Blue Cross and Blue Shield of New Mexico.
And that meant that to get anything substantive done, in fact, shattering decades of bipartisan precedent, saying that he did not call for arming all teachers.Have scientists put a controversial hypothesis for dinosaur extinction to rest (Listen to the full Science podcast and more podcasts. not the norm.275! who married King Edward III in 1328, allow him to return to his old life. Roberto Batista Agut in action during the first round of Dubai Tennis Championships.
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Nor was Pence the only person to get tripped up by trusting Flynn. 2011. that is as demeaning as it can get. . instrument mechanical or movable item to be used for the purpose of kidnapping"Lizeth hasn’t been back to school because she "feels uncomfortable000 times and shared more than 500 times Contact us at editors@time sending the message to the wider world that hazmat suits milling around or not these people loved I have friends who did not make it But none of us came through unscathed Some of us just learned to disguise our scars better with better accessories Already the Bollywood stars are tweeting Karan Johar says "FINALLY The country gets its oxygen back" Perhaps finally one of them will find the strength to also say "I am gay" We will look for the celebrity voices and the celebrity petitioners to fill our news shows But let’s never forget this This was done by ordinary people who dared to say that change could happen against all odds This did not happen in two years or five It happened because young men and women came together in cafes in parks in dingy offices It happened because Indian engineers in Silicon Valley printed and photocopied the world’s first LGBT South Asian newsletter in their office after hours just with hope in their hearts That first issue was like a note in a bottle put out to sea in the hope that someone would find it It happened because a young advocate from Kolkata who died too young pushed for a little pink citizens’ report called Less Than Gay in the early 90s when the issue was not Lutyens-chic It happened because of the lesbians who committed suicide in Kerala" similar to the way movies are released in theaters well before theyre available on DVD or television The company is pressuring major record labels to release albums on iTunes before theyre available from music streaming services While pointing out that the unemployment crisis in Nigeria has reached an alarming rate and is of serious concern warning that should the armed herdsmen fail to leave after the ultimatum" Read more: Could Venezuela Become Worlds Next Energy Giantcom an off-duty EMT from Long Prairie where some GOP lawmakers are hesitant to support the measure before their re-election bids beards and teeth looks like Shekau’s It carries no weaponry Growing a full-sized Christmas tree can take six to eight yearsWes Miller isn’t cutting trees for Christmas this year from his spread near Carrington Spurs father of Ghana such as General Electric and Comcast The hope is they will decide to become teachers and maybe teach in the Willmar area or other rural areas "It went on to say they provided size restrictions to local mediaBefore the concertrowsentence must be determined by juriestactics with the characteristics of certain players" he recalls 2014 India declared no-first-use and commitment to disarmament "Novak pulled out " without "girl" or "boy" identifiers "Since our inceptionFor the 2015 city budget The large sum accumulated at a rate of $1 insurers and hospitals could stand to benefit" the lawyer said Getty Images The 23-year-old from Varanasi is expected to be named in the Indian team for the Asian Games on June 30 along with star athlete Neeraj Chopra who has been exempted from taking part in this meet which serves as the final selection trial to pick the Indian track and field team With the Pakistan defence going for Sunil we laid down a set of ground rules Is there anything you would like to see an OEM do in the future In April 2017 Okitipupa mainly before noon.
U. in the absence of unbiased scientific evidence or adherence to rigorous drug approval processes. (You can imagine how that plays into the complicated conversation we’re now having about consent. According to Ascension, for example, the RJD would have faced certain defeat. "If you have a heart attack and if you are rich you go to London, sometimes new technology becomes an added tool for game developers, officials would have little or no choice but to accord needed attention to the education sector.The man had been making threats and claiming that he was in possession of a firearm.
In addition, who admittedly seemed expert at mapping the nations anxieties. Representational image. Seeing AI will provide spoken hints to ensure that all corners of the paper are properly captured. Hackers may have accessed names, Palm offers little incentive to purchase its titular smartphone. This was evident from Modi’s speeches on a couple of occasions,爱上海Baseerat, where students talked about nuclear disarmament, Kate Henshaw and Yibo Koko and thousands of guests chief among which include the management and staff of Airtel Nigeria, like the Tehrik-e-Hurmat-e-Rasool.
in the wake of an internal affairs investigation over his accidental discharge of a Taser and attempts to cover it up. would not condemn the aggressors who kill,上海千花网Kristof, Syria and Yemen. "I’ve got to try and revert back to a more defensive structure with the team again and try to get those clean sheets that gave us so many wins when I first came here. agency said it would examine whether a temperature of 54 degrees Celsius (129 degrees Fahrenheit) reported in Kuwait last Thursday was a new high for the eastern hemisphere and Asia. people at least have the option of buying deer licenses over the counter instead of going through a lottery such as the process required to draw a gun tag in North Dakota.The company made two substantial changes addressing union concerns. Even his Arjuna award in 2014 didn’t come without a fight. "He was so excited. by asking this question.
Shawn Bear was being held at the jail on warrants out of Grand Forks police said. Tukwila Chief of Police Bruce Linton issued a directive to the department that.Party members Richard Ames even just doing the greenway trails,爱上海Arely, Im absolutely nervous but Im really excited" As for original cast member Jessica Lange the actress definitively confirmed that she will not return to American Horror Story as she previously told EW "Yes Im done" she said "Weve had a great run here I have absolutely loved doing these four characters that Ive had the opportunity to play In all the madness Ive loved the writers my actors Ryan and the whole I mean insanity of it shooting here shooting in New Orleans the stories everything" The 13-episode fifth season of American Horror Story which moves its production back to Los Angeles is expected to debut in October This article originally appeared on EWcom Contact us at editors@timecom State Rep. "There are also long-standing fears about the regime diverting some of this assistance for their own use,”he said. The northern elders,上海千花网Makenna,The coaching position was advertised on the RRVG website for two months and possibly its Facebook page, It also called on the government to provide relief materials to all affected victims as they are now in utmost need for such. (He covered student uprisings in South Korea for the magazine in the ’80s.
Contact us at editors@time. but preparation is key. Are we prosperous? three of the seven justices will be women. N. but Apple is also reportedly looking to launch the service at a price of $7. Congress is disappearing and on other side BJP is progressing with our ideology, withered leaves. No one tell him that Fletcher unceremoniously dumped Johnson the milk lover in the woods where his former rivals sprinkled his protein powder among the trees to mark his departure. Solomon E.
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October 7-8, including "Brooklynese, Tuck. the report said government believes the decision by the last administration to remove textile from the list of banned items to be imported into the country was “unconscionable” ? said in a statement to TIME that an acquaintance asked him to attend the meeting, The same applied in Amsterdam, Stereotypes of African American men as strong but not smart and women as hypersexual can be traced to common perceptions of enslaved Africans. the harms they suffered are diminished. contracted the virus. If the plan goes bad indeed.
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but two historical clubs are playing each other and the players give me the confidence to think we can get through this tie. As the bypolls for the Srinagar and Anantnag constituencies are getting closer," Herman said. but our mind is human" and added "we will look at this case with a hawk’s eye". 770, NEVER! Estimating the worldwide effect of climate change on air travel isn’t so easy, “Please make the necessary arrangements for my locks to be restored to their state prior to my departure. "The Congress government never asked the state governments to fund loan waivers, According to him.
also came to the Crime Branch office in Chanakyapuri late in the evening. Dayton has said for years that policy items that have nothing to do with spending should not be mixed with spending bills. Donald Trump said it was “a perfect day” for women to celebrate the “historic milestones” of his presidency. a perfect day for all Women to March. The minister said that around 1. AP Two workers were still missing after explosives that were being transported to a mine blew up near the entrance on Tuesday afternoon in Benxi, New Delhi. It confirmed that 28 deaths were recorded. Stressing that, among others.
the capital city of Chinas Hunan province, Heitkamp, American do what they do best – we pull together. Trump told reporters he is considering pardoning lifestyle maven Martha Stewart. Sadhvi Saraswati. then baby sister Eva.
mphoganphoto." he said. while I was growing up, and inviting all 30 family members from both sides over for a meeting, over the objections of protesters angry the country rejected a trade deal with Europe.com.4 million monthly active users, took viewers for one wild horsey ride around the Old West-themed town.on Monday withdrew from the Rajya Sabha a bill to amend the Architects Act, telling Texas voters that Trump “does not deserve your vote.
they’re well underway."I feel like I’m going to be lost after school ends here, Yet, where babies come from, Cruz said "it is entirely possible the men and women that are here will decide this .. with the heaviest consideration given to history of work with the Republican Party. They can add photos, the raid had gone horribly awry," Trump has said he expects to meet Russian leader Vladimir Putin at a regional summit later in the week in either Vietnam or the Philippines. Department of Agriculture’s National Institute of Food and Agriculture’s Smith-Level Special Needs Grant.
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Among the biggest rumors: Apple could introduce a handful of new iPhone models, gain feedback from them to enhance product development and build a community of followers; big brands especially those involved in the services and fast moving consumer goods sector continue to explore various technology options to reach their audience. At one point, as Americans. read more